Joshua Holzemer
419-725-7352
Joshua.Holzemer@SavageandAssociates.com
EMPLOYEE GROUP BENEFITS
Benefit solutions designed specifically for members of the BBB of Northwest Ohio and Southeast Michigan.
Business Owner Solutions
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Individual Disability Income (DI)
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DI Retirement Security1
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Overhead Expense (OE)1
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Business Loan Protection1
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Key Person Replacement1
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Disability Buy-Out (DBO)1
1Not available in all states. See principal.com/distateapprovals. DI Retirement Security is issued as a non-cancelable, guaranteed renewable, individual disability income insurance policy. It is not a pension or retirement program or a substitute for such a program. DI Retirement Security is not available for anyone who is over insured based on Principal Life’s current Issue and Participation guidelines. It may not be available or the benefit amount may be reduced for certain occupations if there is existing DI coverage with lifetime benefits. Additional underwriting guidelines may apply.
Group Benefits
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Dental: Our large network of dentists means your employees have greater choice in who they see.
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Disability: Whether you need short-term disability, long-term disability, or both, we’ve got you covered.
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Life: Your employees all have different needs for life insurance, so our flexible products are a nice fit.
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Vision: Simple to administer and a great way to round out your benefits package.
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Supplemental benefits1: Enhance your benefits with critical illness2, accident, and hospital indemnity insurance.
1Critical illness, accident, and hospital indemnity insurance are not available standalone.
2Specified disease in New York.
Want more information about Employee Group Benefits?
Talk to an Employee Benefit Consultant.
Our Services
Education and Enrollment Services
Our education and enrollment services help increase employee participation—without creating additional work for you. You choose how to educate employees (in groups or one-on-one meetings) and enroll participants (online, paper, or census).
Online Benefits Administration
Our online benefits administration programs, available 24/7, take the hassle out of administering benefits for you and your employees. From ongoing member and salary updates to enrollment and payroll deduction reports, our programs make managing benefits a snap.
Partnering With Principal
- 256th in Fortune 500 (based on revenues).
- No 2 provider of Group Benefits Insurance.
- No 1 provider of disability Buy-Sell solutions.
- No 1 in group benefits for employer web capabilities.
